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Posts Tagged ‘medical treatment’
Proposed Health Reform
Monday, August 17th, 2009
With all U.S. economy problems -surging bank failures, rising foreclosures, and high unemployment, you would think that the resolution for these crises would be focused on by Congress. The legislators may have believed in a spin because they started new initiatives like cap-and-trade bill. Now, they passed the health care reform (H.R. 3200).
Under the proposed law, there is a requirement for employers to offer a health plan and pay the premium (at least 72.5%) for their workers. In addition, those citizens without insurance will be penalized by 2.5% tax. Rich people will be punished further with surcharge - they wouldn’t be able to deduct the fee.
However, some bill critics claim that this will deny medical treatment that’s supposedly for the elderly and disabled. When you look at pages 425-432, the bill authorizes conference payments between health care providers and patients to create “advanced care directive.” Physicians will receive higher reimbursement rate when they participate, although this is not a mandatory plan. This medical order may include hospice care, health care proxies, living wills, and other intervention details that the patient wants before the end of his life.
For most health care providers, they want to comply and boost revenue. Incentive payments require data sharing with government under Physician’s Quality Reporting Initiative.
Tags: bill, Congress, crises, foreclosures, health care reform, health plan, high unemployment, legislators, living will, medical treatment, physicians
Posted in Wills | No Comments »
Important Medical Evaluation after an Accident
Saturday, June 13th, 2009
Accidents can happen anytime. However, most people don’t think of seeking medical treatment right away following an accident. This is true especially if they don’t have any visible signs of injury. Insurance companies know this, that’s why they attempt to record a statement right away after the accident. Then, they would use that statement to argue that you are not injured seriously.
The biggest mistake that people make is to dismiss medical care when they’re involved in an accident. Oftentimes, this is difficult because you have to deal with many concerns such as rental expenses, towing bills, car repairs, and reporting the accident to the insurance companies.
However, even if everything looks fine outside, meaning, you don’t have apparent lacerations, bruises, cuts, or fractures, you could still sustain permanent and significant injury in the accident. For example, you can have a spinal disc injury and even a traumatic brain injury (TBI) several days or weeks after the accident.
TBI’s are caused when there’s a forced impact causing a “ricocheting” effect between skull and brain. Even with a minor, moderate impact and seatbelt on, you could still sustain TBI and brain bleeding when your skull and brain collides.
Tags: accidents, Injury, insurance companies, medical treatment, spinal disc injury, traumatic brain injury
Posted in Injury, Personal Injury | No Comments »